Acceptance of terms    
When you access this site, you acknowledge that you have read and agree to abide by the terms described below. If you do not agree to the terms discussed here, you should exit this site now.    
Everything on this site is copyrighted. The copyrights are owned by Gaines & Assoc.PLLC. or the original creator of the material. However, you are free to view, copy, print, and distribute Club material from this site, as long as:

1. The material is used for information only.

2. The material is used for non-commercial purposes only.

3. Copies of any material include Gaines & Assoc.PLLC 's copyright notice.
Gaines & Assoc.PLLC and the Gaines & Assoc.PLLC logo are trademarks or service marks of Gaines & Assoc.PLLC Inc. You may not use these or any other Gaines & Assoc.PLLC's trademarks or service marks without the written permission of Gaines & Assoc.PLLC.    
No warranty    
While Gaines & Assoc.PLLC attempts to provide accurate information on this Web site, it assumes no responsibility for accuracy. Gaines & Assoc.PLLC may change the information on the site, or the products mentioned, at any time without notice. Material on this site is provided "as is" and does not constitute a warranty of any kind, either expressed or implied. Gaines & Assoc.PLLC disclaims all warranties, expressed or implied. This includes but is not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. It also includes any expressed or implied warranties arising from any course of dealing, usage, or trade practice.    
Limitation of liability    
Gaines & Assoc.PLLC is not liable for any direct, indirect, special, incidental, or consequential damages arising out of the use-or the inability to use-the material on this site. This includes but is not limited to the loss of data or loss of profit, even if Gaines & Assoc.PLLC was advised of the possibility of such damages.
While this Web site may contain links to third-party sites, Gaines & Assoc. PLLC is not responsible for the content of any linked sites. Gaines & Assoc.PLLC provides these links as a convenience and does not endorse the companies or contents of any linked sites.    
Your posted information    
You are prohibited from posting or transmitting any unlawful, threatening, obscene, libelous, or otherwise offensive material. Jurisdiction and choice of law All claims or issues regarding this Web site, shall be governed according to the laws of the State of Tennessee. Any legal action concerning these Terms or this Web site must be brought within one (1) year after the claim or cause of action arises and must be brought in the State of Tennessee.